Flexible Financing Backed by the Value of Your Home
Have you been considering a home renovation? Have an unexpected emergency that has set you back financially? No matter your situation, the answer could be closer than you think. Leverage your home's worth for the flexibility you need with a Home Equity Line of Credit (HELOC) from Citizens First Bank.
With a HELOC, you're granted the financial freedom to borrow the money you need, when you need it, and let your home work for you. Speak with a loan officer today at our Holmen, Sparta, Trempealeau, or Viroqua locations, or call to make an appointment with a lender at any of our six convenient locations.
Why Choose a HELOC?
- Flexible Access to Funds - Borrow as needed, up to your approved credit limit, and only pay interest on the amount you use.
- Competitive Rates - Enjoy attractive interest rates that are often lower than credit cards or personal loans.
- Convenient Access - Use your funds easily through checks, ATMs, or online and mobile banking.
- Revolving Credit - As you repay your balance, your available credit replenishes, giving you ongoing access to funds.
What You’ll Receive
- Personalized guidance from our experienced lending team
- Monthly statements with detailed transaction history
- Secure access to your account anytime, anywhere
Smart Uses for a HELOC
- Home improvements or repairs
- Education expenses
- Medical bills
- Debt consolidation
- Emergency funds
- Major purchases
Let’s Get Started
Ready to put your home’s equity to work? Visit one of our convenient locations or contact us today to learn more about our Home Equity Line of Credit (HELOC) options and how Citizens First Bank can help you reach your financial goals.
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