Financing That Works for Your Business
At Citizens First Bank, we’re committed to helping local businesses grow and thrive. Whether you're expanding operations, investing in new and upgraded equipment, or managing your seasonal cash flow, we offer a range of business loan solutions tailored to your needs and backed by competitive rates. Our lending decisions are made locally by people who understand your business and your community. Our loan officers are here to help you make smart financial decisions with confidence. Speak with a loan officer today at our Holmen, Sparta, Trempealeau, or Viroqua locations, or call to make an appointment with a lender at any of our six convenient locations.
Loan Options to Fit Your Goals
We offer flexible financing for a variety of business needs:
Revolving & Non-Revolving Lines of Credit - Access working capital when you need it, with terms that fit your cash flow.
Single Pay Notes - Short-term financing for specific purchases or seasonal needs.
Term Loans - Fixed repayment plans for equipment, inventory, or growth initiatives.
Real Estate Construction Loans - Build or renovate commercial properties with confidence.
Permanent Real Estate Loans - Long-term financing for property purchases or refinancing.
Floor Plan Lines of Credit - Ideal for inventory-heavy businesses like auto dealerships.