Blog

Understanding down payments and closing costs is essential for a smooth and successful home-buying process. At Citizens First Bank, we aim to demystify these crucial components, helping you navigate your journey to homeownership with ease and confidence. Down Payments: Setting the Foundation A down payment is an initial upfront payment you

closing costs, down payments, First-time home owner, Homebuying

Embarking on the journey to homeownership is a significant milestone, and at Citizens First Bank, we’re dedicated to making this process as smooth and straightforward as possible. With our range of home loan options tailored to fit your needs, we’re here to guide you through every step of the way. In this comprehensive guide, we’ll

First-time home owner, Home financing, home loans, Homebuying, Mortgage

At Citizens First Bank, we know that the back-to-school season is an exciting time for students and parents alike. As the summer break comes to an end, it’s essential to not only prepare for the academic challenges ahead but also to ensure that your financial well-being is in check.Whether you’re a student heading off to college or

Money Management

What new 401(k) developments might mean for your retirement nest egg.

401K, COLA, Retirement Planning, Social Security

Follow these tips to keep your kids financially safe and aware.

Cybersecurity, Online scams, Security

If you’re a student, chances are you may be in need of summer work. The summer months are the perfect time to relax, enjoy warm weather, and make some extra money. The earlier you start searching for a job, the better. Not only will you have more options, but you’ll also have a better chance of finding a job that works best for you. Apply...

Summer Jobs

Credit is an important factor to consider when buying a car, renting an apartment, getting the best insurance rates, and more. But building a solid credit history takes time. Establishing good habits early on is key to helping you reach your personal and financial goals later in life.Pay your bills on time and in full.It’s important to know how...

Building Credit, Credit

Learn how to strategically manage a loved one’s last gift.

Financial planning, inheritance

Online and mobile banking are convenient ways to manage finances, cutting down the time spent on a trip to the bank or ATM. Keep reading to learn how to most effectively protect yourself and your information while using these convenient banking features!Two-factor authenticationTwo-factor authentication is a great way to protect your account information....

2FA, Cybersecurity, Security

These four suggestions can help you make a little extra cash on the side!

Freelancing, Online jobs, Side-hustles