Welcome to the new Citizens First Bank website!

Same trusted web address — now with a refreshed look and a smoother, faster, more convenient experience on any device. Launched 1/15/26, this updated site was built to make your banking easier whether you’re at home, at work, or on the go.
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Auto Loans

Finance Your Next Car with Citizens First Bank

Whether you're buying your first car, upgrading your ride, or refinancing an existing loan, Citizens First Bank is here to help. Our auto loans come with competitive rates, flexible terms, and the friendly, local service you’ve come to expect. Speak with a loan officer today at our Holmen, Sparta, Trempealeau, or Viroqua locations, or call to make an appointment with a lender at any of our six convenient locations.

woman purchasing new car

Why Finance with Citizens First Bank?

  • Competitive Rates - Affordable financing designed to fit your budget.

  • Flexible Terms - Choose a repayment plan that works for your lifestyle.

  • Fast, Local Decisions - Our loan officers are right here in your community—ready to help.

  • Pre-Approval Available - Shop with confidence knowing your financing is in place.

  • Refinancing Options - Lower your monthly payment or adjust your loan term with ease.

You Can Finance More Than Just Cars

  • Trucks and SUVs
  • Motorcycles
  • Recreational vehicles (RVs, campers, ATVs)
  • Vehicle refinancing
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