Convenient Extras to Make Your Banking Easier
At Citizens First Bank, we put our customers first. That means we go beyond basic checking and savings accounts to offer a full suite of services — all aimed at making your banking experience easier and more convenient. Whether you're looking for everyday tools like direct deposit or just need occasional services like money orders and check imaging, we've got you covered!
When it comes to helping you manage your day-to-day finances and plan ahead for your financial future, Citizens First Bank has made it our mission to provide the tools and services you need to stay in control of your financial future. Contact us today to learn more or stop by one of our six convenient locations to speak with a member of our team.
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Checking Services
- Direct Deposit - no charge
- Money Order - $2
- Cashiers Check - $3
- Counter Check - $.25 each
- Image of Canceled Check - $2 each
- Check Collection (incoming) - $5
- Check Collection (outgoing) - actual cost
Transfer Services
- Wire Transfer (incoming) - $10
- US Wire Transfer (outgoing) - $20
- International Wire Transfer (outgoing) - $45.00
- Canadian Wire Transfer (outgoing) - $30.00
- Automatic Transfer (each) - $3
Overdrafts / Returns
- Overdraft Item Paid - $30
- Continuous overdraft in an account for 3 business days or more – $3 fee assessed on the 3rd business day and every 7th business day thereafter.
- Electronic Funds (returned or stopped) - $20
- Check Stop Payment - $20
- Deposited Item Returned - $10
- ACH Payment Returned or Stopped - $20
Debit/ATM Cards
- Customer Selected PIN - no charge
- Replacement PIN Reminder - $15
- Replacement Debit Card - $15
- Unlimited Transactions at our ATMs - no charge
Lock Boxes
- 3×5 - $15/yearly
- 4X5 - $15/yearly
- 5×5 - $20/yearly
- 3×10 - $20/yearly
- 5×10 - $25/yearly
- 6×10 - $30/yearly
- 8×10 - $65/yearly
- 10×10 - $75/yearly
- $2 discount for automatic billing
- Replacement Key - $10
- Lock Drilling - actual cost
- Late Payment - $1/month
- Box sizes vary by location
Other Services
- Notary Service - no charge
- Research - $25/hour; $10 minimum
- Reconciliation - $25/hour; $10 minimum
- Replacement Statements - $2
- Special Statement Request - $4
- Photocopies - $.25/page
- Fax (incoming and outgoing) - $1/page
- Early Account Closing (within 90 days of opening) - $20
- Foreign Currency Purchase - $20
- Replacement Tax Forms - $5
- Rolled Coin (non-deposit account customer) - $.25 per roll
- Strapped Currency (non-deposit account customer) - $.50 per strap