Finance What Fuels Your Farm
When the right equipment or livestock can make all the difference, Citizens First Bank is here to help. Our Chattel Loans offer flexible financing for the tools, animals, and improvements that keep your operation productive and profitable. Whether you're upgrading machinery, expanding your herd, or investing in infrastructure, we make it easy to move forward with competitive rates and terms that fit your budget. Our loan officers are here to help you make smart financial decisions with confidence. Contact us to to schedule an appointment with an Ag Lending Specialist at any of our six branches, or stop by our Viroqua branch to speak with Ag Lender today.
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What Is a Chattel Loan?
A chattel loan is a type of financing used to purchase movable property like equipment, cattle, or other farm assets. These loans are secured by the item being financed, making them a practical option for agricultural businesses looking to grow without tying up land or real estate.
Use Your Chattel Loan For:
- Tractors, combines, and other farm equipment
- Livestock purchases
- Facility upgrades and improvements
- Vehicles and trailers
- Other movable assets essential to your operation
Loan Terms That Fit Your Needs
We offer flexible repayment options with terms ranging from 1 to 10 years, so you can choose a plan that aligns with your cash flow and seasonal cycles.
Rates and terms vary based on loan amount, asset type, and financial profile.