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Same trusted web address — now with a refreshed look and a smoother, faster, more convenient experience on any device. Launched 1/15/26, this updated site was built to make your banking easier whether you’re at home, at work, or on the go.
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Clover

Smarter Payments. Stronger Business.

Citizens First Bank is proud to partner with Clover, a leading point-of-sale (POS) systems and payment solutions provider. Whether you run a retail shop, restaurant, or service-based business, Clover helps you accept payments, manage operations, and grow your customer base all with the flexibility and support you need.

Why Clover?

Clover offers a complete, customizable POS system that’s built to scale with your business. From countertop stations to mobile devices, Clover makes it easy to accept payments and manage your day-to-day operations all from one secure platform.

POS system

Key Features

  • Accept Payments Anywhere - Tap, dip, swipe, or scan, Clover accepts all major credit/debit cards, mobile wallets, and contactless payments.

  • Customizable POS Hardware - Choose from countertop terminals, handheld devices, or virtual setups to match your business needs.

  • Real-Time Reporting - Track sales, refunds, deposits, and performance trends with live data from your Clover dashboard.

  • Inventory Management - Organize products, track stock levels, and manage modifiers with ease online and in-store.

  • Customer Engagement Tools - Build loyalty programs, send promotions, and gather feedback to keep your customers coming back.

  • Employee Management - Set permissions, manage schedules, and monitor performance all from one dashboard.

  • Online Ordering & eCommerce - Enable pickup, delivery, and online sales with seamless integration and no coding required.

Built for Every Business

Whether you’re just starting out or expanding to multiple locations, Clover adapts to your workflow to help you manage and simplify your payment process. Nearly any business, big or small, can benefit from Clover services supported by Citizens First Bank, including:

  • Restaurants and bars
  • Retail stores and boutiques
  • Service providers and contractors
  • Nonprofits and community organizations
woman paying with tab debit card

Local Support You Can Count On

Citizens First Bank will connect you with a Clover representative to review your current setup, explore options, and walk you through pricing and features. We’re here to help you find the right solution and make sure it works for you. Contact a member of our team today or come see us at one of our six convenient locations.
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