Earn More While Keeping Your Money Accessible
Looking for a smart way to grow your savings with peace of mind? Money Market Accounts from Citizens First Bank strike the perfect balance between earning competitive interest and maintaining easy access to your funds. Accelerate your savings plan and boost your financial freedom with a money market account. Stop by your local Citizens First Bank branch today to open an account or click the button below to get started online.
Open an Account
.webp)
LIMITED-TIME OFFER
Earn More on New Money
Up to 4.09% APY* for the First 6 Months
Available on New Deposits of $25,000 or More
Put your new deposits to work with a Money Market Account
offering tiered earnings and a competitive 6‑month introductory APY.
- Tiered interest rates based on account balance
- Introductory APY for first 6 months
- Available on new funds of $25,000 or more
- No monthly maintenance fee with qualifying balance*
Tiered Balance Levels:
2.28% APY
on balances from
$25,000-$499,999.99
3.57% APY
on balances from
$500,000 - $1,499,999.99
4.09% APY
on balances from
$1,500,000 & over
Introductory *Annual Percentage Yield applies for the first six (6) months from account opening. After the introductory period, the account will earn the then‑current standard variable APY based on balance tier. Annual Percentage Yield Rates are accurate as of June 1, 2026 and are subject to change at any time. Introductory offer available on new money only, defined as funds not currently on deposit with us or withdrawn within the past 30 days. Minimum opening deposit and minimum balance to earn APY: $25,000. This Money Market Account features tiered interest rates; the interest rate and APY paid on the entire balance will depend on the applicable balance tier. Fees may reduce earnings. *A qualifying balance is required to avoid the monthly maintenance fee. Please contact a banker for current account requirements and fee information. Offer may be modified or discontinued at any time without notice. Account approval required. FDIC insured up to applicable limits.
Why Choose a Money Market Account?
- Tiered Interest Rates allow you to earn higher interest as your balance grows to maximize your returns.
- Flexible Access lets you enjoy the convenience of accessing your funds anytime by writing checks, using ATMs, and managing your account through online and mobile banking services.
- Monthly Statements with Check Imaging keep you on top of your finances with detailed monthly statements, including images of your cleared checks.
| Feature | Details |
|---|---|
| Tiered Interest Rates | Earn higher interest as your balance grows to maximize your returns. |
| Flexible Access | Access your funds anytime by writing checks, using ATMs, and managing your account through online and mobile banking services. |
| Monthly Statements with Check Imaging | Stay on top of your finances with detailed monthly statements, including images of your cleared checks. |
Peace of Mind, Built In
Your Money Market Account is not only a smart investment — it’s also a secure one. With the flexibility of a checking account and the earning potential of a savings account, it’s ideal for those who want more from their money without sacrificing access.
Ready to Get Started?
Open your Money Market Account today and start earning more while keeping your money within reach. Visit a branch, apply online, or contact us to learn more. Our current rates are available at all of our branch locations. To calculate your FDIC insurance limits, click here.