Make Yourself at Home with Citizens First Bank
Buying a home is one of life’s biggest decisions — and we’re here to help you every step of the way. Whether you're purchasing your first home, refinancing, or planning a renovation, Citizens First Bank offers competitive mortgage options with the personal service you deserve. Our goal is to provide the highest level of service at competitive rates. Have questions or need help with your application? Speak with a loan officer today at our Holmen, Sparta, Trempealeau, or Viroqua locations, or call to make an appointment with a lender at any of our six convenient locations. Visit our Mortgage Web Center to start your application today.
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Apply Online in Just 3 Easy Steps
Getting started is simple and secure. You can apply online in as little as 20 minutes:
- Apply Now – Complete our online mortgage application at your convenience.
- Submit – Once finished, click submit for instant online approval.
- Follow-Up – A Citizens First Bank loan officer will reach out to answer your questions and guide you through the next steps.
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Why Choose Citizens First Bank?
Competitive Rates - Affordable financing options tailored to your goals.
Local Lending Decisions - Fast approvals made by people who live and work in your community.
Personalized Support - Our experienced loan officers are just a phone call away.
Flexible Loan Options - From fixed-rate mortgages to home equity loans and HELOCs, we’ll help you find the right fit.