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Same trusted web address — now with a refreshed look and a smoother, faster, more convenient experience on any device. Launched 1/15/26, this updated site was built to make your banking easier whether you’re at home, at work, or on the go.
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Business Credit Cards

Smart Spending for Growing Businesses

At Citizens First Bank, we understand that managing business expenses efficiently is key to your success. That’s why we offer a Business Credit Card designed to simplify your spending, streamline your bookkeeping, and support your day-to-day operations.

Whether you're stocking supplies, covering travel costs, or paying for services, our business credit card gives you the flexibility and control you need — with the trusted support of your local bank. Speak with a loan officer today at our Holmen, Sparta, or Viroqua locations, or call to make an appointment with a lender at any of our six convenient locations.

business owners with credit card

Why Choose a Citizens First Bank Business Credit Card?

  • No Annual Fee - Keep costs low while enjoying the convenience of credit.

  • Worldwide Acceptance - Use your card anywhere Visa is accepted—online, in-store, or abroad.

  • Consolidated Monthly Statements - Track expenses easily with clear, itemized statements.

  • Tax-Friendly Documentation - Receipts and reports make tax time simpler and more organized.

  • Secure & Reliable - Backed by fraud protection and local support when you need it.

Ideal for Businesses That Want To:

  • Separate business and personal expenses
  • Simplify monthly budgeting and reporting
  • Build credit and manage cash flow
  • Access funds quickly and securely

Let’s Get Started

Ready to take control of your business spending? Visit one of our six convenient locations or contact us today to apply for your Citizens First Bank Business Credit Card.

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