Smart and Secure Spending Starts Here
Whether you're planning for a vacation or making other large purchase, or you're just looking for a quick and convenient way to make everyday purchases while helping your financial future, a credit card can be a great solution. With a Visa Classic credit card from Citizens First Bank, you get convenience, security, and a great rate! Manage your money with confidence with the help of Visa and Citizens First Bank.
Apply in person today at one of our six convenient locations, or learn more about your options by contacting a member of our team.
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Visa Classic Credit Card
The Visa Classic credit card is just that — a classic. It's the perfect option for those of you who are looking for a simple, reliable credit card with no annual fees and a great rate. When you choose Visa Classic, you're getting:
- No Annual Fee
- Competitive Variable APR - Based on the Prime Rate and applies to purchases, balance transfers, and cash advances.
- Convenient Access - Use your card anywhere Visa is accepted, with added security and fraud protection.
Fees & Charges
- Cash Advance Fee: $5.00 or 2% of the amount (whichever is greater)
- ATM Fee: $5.00
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars
- Late Payment Fee: Up to $20.00
- Returned Payment Fee: Up to $30.00
Apply Today
Are you ready to simplify your spending while also building your credit for the future? Visit one of our six convenient locations to pick up your credit card application or to speak with a member of our team for more information and assistance.