Smart Cash Management Starts Here
Managing cash flow is essential to running a successful business. At Citizens First Bank, we offer a full suite of cash management solutions designed to simplify your day-to-day operations so you can focus on what matters most: growing your business.
Partner with Citizens First Bank today and watch your business flourish. Simply contact our team or visit one of our six convenient locations to get started.

Comprehensive Cash Management Services
Our in-house services are built to support businesses of all sizes with reliable, secure, and efficient solutions:
Processing, verification, and crediting of cash deposits
Preparation of cash and coin orders
Convenient online access to balances and transaction information
ACH & Wire Transfers
Domestic and foreign currency exchange
Merchant payment processing

Merchant Services Powered by Clover
We’ve partnered with Clover to bring you a complete suite of merchant payment solutions. Whether you’re accepting payments in-store, online, or on the go, Clover makes it easy to serve your customers and grow your business.
Clover offers:
- Point-of-sale systems including wireless, mobile, and virtual terminals
- Online and eCommerce solutions for recurring payments
- Mobile payment acceptance via smartphone or tablet
- Alternative payment methods such as gift cards and ACH
- Data security measures compliant with PCI-DSS standards
Connect with a Clover representative to review current systems, discuss needs, and explain rates and fees.