Smart and Secure Options for Long-Term Growth
No matter how far along you are on your financial journey, it's never too early or too late to start planning for long-term goals like retirement. With the help of a Certificate of Deposit or Individual Retirement Account from Citizens First Bank, you can put your money in a safe, secure account that will earn interest and help you reach your retirement goals with confidence!
Whether you're just starting out on your savings journey or are looking for ways to maximize what you've already saved, our team is here to help. Ready to start planning for a future without work? Stop by your local Citizens First Bank branch today.
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Certificates of Deposit (CDs)
If you have excess funds you're not planning to touch for awhile, don't let them just sit and collect dust. Let your money make money for you with a Certificate of Deposit from Citizens First Bank. CDs are a great way to securely earn interest on your money, with interest accruing daily and compounding quarterly. CDs give you the security of fixed terms and competitive rates to help you meet your financial goals.
Individual Retirement Accounts (IRA)
Looking for a way to save for retirement that also provides you with tax advantages along the way? Then an Individual Retirement Account (IRA) from Citizens First Bank is the answer you've been searching for. Choose from a Traditional or Roth IRA and open an account with as little as $5 to start. Both fixed and variable rate options are available, and all IRA earnings are tax-deferred until withdrawal. Education and Simple IRAs are also available upon request.