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Empowering Veterans and Service Members

Custom financial solutions crafted to meet the unique needs of those who serve our country.

Military Value Program – Supporting Our Service Members

Our Military Value Program (MVP) makes military banking in Sparta, WI simple and rewarding, with exclusive benefits to help service members build financial security.

Exclusive Loan Discounts:

  • Lower Rates on Home Loans: Enjoy a discounted rate on both VA and Conventional Fixed-Rate Mortgages when payments are automatically deducted from a Citizens First Bank deposit account that receives direct deposit.
  • Installment Loan Savings: Benefit from a special discount on installment loans, helping you borrow more affordably.
  • VA Loan Expertise: Citizens First Bank handles its own underwriting, approvals, and servicing – ensuring faster decisions and personalized support for veterans.
  • Account Requirement: To receive loan discounts, you must have both a savings and checking account with Citizens First Bank before finalizing your home loan rate.

Additional Perks:

  • ATM Fee Refunds: Get up to $25 in surcharge reimbursements when using non-Citizens First Bank ATMs.
  • No-Cost Essentials: Enjoy free cashier’s checks, personal checks, and replacement debit cards.

Local Support in Sparta, WI

Located near Fort McCoy, our Sparta branch is dedicated to ensuring veterans and active-duty service members receive the financial benefits they deserve. We take pride in offering personalized banking solutions that honor your service and help you build financial security.

Whether you’re looking for loan options, everyday banking perks, or trusted financial guidance, our team is ready to support you every step of the way.

Stop by our Sparta branch and let’s talk about how MVP can work for you!

The Military Value Program (MVP) is available exclusively to veterans and active-duty military members. Proof of military service may be required to qualify.

Interest rates, fees, and benefits for MVP accounts and loans are subject to change at the discretion of Citizens First Bank. Contact us for current details on eligibility and program benefits.

Loans are subject to credit approval. Member FDIC and Equal Housing Lender

Get Started with Your Military Benefits Today

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Military Value Program

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