Grow Your Savings Your Way
Saving money can sometimes seem like an impossible task, but it doesn't have to be! Whether you're planning for a big milestone, a well-deserved vacation, or just want to build an emergency fund for a rainy day, Citizens First Bank offers savings account options that meet you where you are and are tailored to your financial goals. Every account earns interest over time and gives you a secure place to watch your money grow. Contact the team at Citizens First Bank today to sign up for a savings account and we'll help you get there!
Open an Account Today
Our Savings Account Options
Christmas Club
Get a jump-start on the holiday season without breaking your budget with the help of a Christmas Club Savings account. These accounts help you plan for the holiday season in a way that makes financial sense. Christmas Club account features include:
- The ability to make regular deposits year-round
- Funds are disbursed in October to let you get a head-start on holiday shopping and travel planning
Kids Club
It's never too early to set your children up for financial success throughout their life. Signing up for a Kids Club account is a great way to teach your child smart savings habits. Our accounts:
- Are designed for children 16 and under
- Encourage smart saving for future goals or special purchases
- Provide a fun, educational way to introduce children to the basics when it comes to finances
Personal Savings
Saving money can be a struggle, but even a little bit now can add up over time. That's especially true when you factor in the interest you can get with a personal savings account from Citizens First Bank. Our personal savings accounts provide a convenient, flexible savings solution that:
- Earns interest while keeping your money safe
- Is federally insured and protected
- Ideal for emergencies, vacations, or planning future purchases
Make the Right Choice for Your Financial Situation
| Feature | Christmas Club | Kids Club | Personal Savings |
|---|---|---|---|
Target Audience | Holiday Shoppers | Available for children 16 and under | General Use |
Interest Earned | Yes | Yes | Yes |
Withdrawal Restrictions | Yes | Up to 6 in-person withdrawals per month | Up to 6 in-person withdrawals per month |
Minimum Age Requirement | None | 16 and under | None |
Educational Focus | No | Yes | No |
Federally Insured | Yes | Yes | Yes |
Ideal For | Holiday Budgeting | Teaching kids to save | Building your savings according to your strategy |
| Account Requirement | ACH payout to a Citizens First Bank account required | Available for children 16 and under | None |
Our current rates are available at all of our branch locations.
To calculate your FDIC insurance limits, click here.
Open Your Account Today