Sparta

Your Local Banking Partner in Sparta

Sparta offers a unique blend of small-town charm and outdoor adventure. Known as the “Bicycling Capital of America,” Sparta is home to the renowned Sparta-Elroy Bike Trail, which attracts biking enthusiasts from near and far. With its scenic beauty, active outdoor lifestyle, and welcoming community, Sparta offers residents and visitors a chance to enjoy hunting, fishing, camping, and hiking year-round. The town also hosts the popular Butterfest, a fun-filled celebration of everyone’s favorite spread, drawing visitors from all over Wisconsin for a weekend of entertainment, games, and of course, lots of delicious butter-themed festivities.

During the holidays, enjoy the Kriskindlmarkt, an award-winning traditional European-style winter market. All without leaving Wisconsin. Because of its proximity to Fort McCoy, Sparta is well-positioned and committed to serving the needs of the Fort McCoy community.

At Citizens First Bank, we’re proud to support this vibrant community, offering a full range of banking services designed to help individuals, families, and businesses achieve their financial goals. Whether you’re buying your first home, expanding your business, or planning for the future, we are here to guide you every step of the way.

Our Services in Sparta: Personalized for You

At Citizens First Bank, our Sparta branch offers a complete suite of financial services tailored to meet the unique needs of our community. We are here to provide the support, tools, and expertise you need for every stage of life, from everyday banking to long-term financial planning.

Personal Banking

Our personal banking services are designed to simplify your financial life. Whether you’re saving for a big purchase or managing your day-to-day finances, we offer a variety of accounts and services to suit your needs:

• Checking Accounts – Choose from a variety of convenient options, each with secure access to online and mobile banking so you can manage your finances wherever you go.
• Savings Accounts – From basic savings to high-yield options, we help you grow your savings for emergency funds, travel, education, and more.
• Certificates of deposit
• Debit Cards – Our debit cards provide security, convenience, and mobile alerts, helping you make everyday purchases with peace of mind.
• Credit cards
• Military Advantage Program – Veterans and active-duty military members can take advantage of Loan and Deposit benefits.

Loans & Mortgages

Achieving big life milestones often requires financing, and our Sparta team is here to help you secure the right loan to meet your goals:

• Mortgage Loans – Whether you’re buying your first home or refinancing, our mortgage specialists will guide you through the process, offering competitive rates and terms to fit your budget.
• Auto Loans – Ready to hit the road? We offer affordable auto loan options with flexible terms, whether you’re purchasing a new or used vehicle.
• Personal Loans – Life can surprise you, but we’re here with personal loans to cover unexpected expenses, whether it’s for home repairs, medical bills, or anything else.

Agricultural Loans at Citizens First Bank

At Citizens First Bank, we understand the vital role agriculture plays in our community. That’s why we’re committed to supporting farmers and agricultural businesses with tailored financing solutions designed to meet your unique needs. Whether you’re looking to expand your operations, upgrade equipment, or manage seasonal cash flow, our agricultural loans offer competitive rates and flexible terms to help your farm thrive.

Our Agricultural Loan Options:

• Operating Loans: Cover everyday expenses like feed, seed, fertilizer, and labor to keep your farm running smoothly.
• Equipment Loans: Upgrade or replace essential machinery and equipment with affordable financing options.
• Livestock Loans: Invest in livestock purchases, breeding programs, or feed and care needs.
• Real Estate Loans: Expand your acreage or purchase farmland with flexible terms and local expertise.
• Lines of Credit: Maintain financial flexibility with a revolving line of credit for short-term needs or unexpected expenses.

Our experienced lending team takes the time to understand your goals and challenges, providing personalized guidance every step of the way. Whether you’re a seasoned farmer or just starting out, Citizens First Bank is here to help you grow..

Business Banking

Sparta is home to many cherished local businesses, and Citizens First Bank is committed to providing tailored financial solutions to help them grow. Our Sparta branch offers a full suite of services designed to meet the needs of small and medium-sized businesses:

• Business Checking and Savings Accounts – Manage your business’s finances with ease using our digital tools and expert support.
• Commercial Loans – Whether you’re starting a new venture or expanding an existing business, our commercial lending team will help you secure the financing you need.
• Lines of Credit – Stay flexible with a business line of credit, perfect for covering short-term expenses or managing cash flow.
• Credit Card

Meet your Sparta Team

Visit Our Sparta Location

We invite you to stop by Citizens First Bank in Sparta and experience the benefits of local banking. Whether you need assistance with everyday banking or are planning for a major financial milestone, our friendly staff is ready to assist you. Our branch is conveniently located with ample parking, making your visit easy and hassle-free.

24-Hour ATM:
Available on-site

FAQs for Sparta Customers

Discover Sparta Through Citizens First Bank

At Citizens First Bank, we are proud to be a part of Sparta’s growth and success. We believe that community banking is about more than just transactions – it’s about building relationships and supporting local families and businesses. Whether you’re taking a scenic bike ride along the Sparta-Elroy Trail, enjoying the fun of Butterfest, stationed at Ft. McCoy or just getting to know your neighbors, we’re here to support your financial needs.

Visit our Sparta branch to meet our team, learn more about our services, and experience firsthand the difference that local banking can make. We look forward to welcoming you to Citizens First Bank!