Mobile App
Open Account
Online Banking
Cash Management
Cash Management (Soft Token Required) ACH Originators and Merchant Capture Deposits

Credit, Debit,
ATM Cards

Start saving for the future.

We’ve got you covered with great rates on a CFB Visa Classic, as well as convenient and economical Citizens First Bank debit cards and ATM cards.

Visa Classic

With no annual fee, a Visa Classic from Citizens First Bank is the right credit card for your wallet.

Visit any of our branches to pick up an application.

14.65% Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances. APR will vary with the mark based on the Prime Rate.

Transaction Fees:

Cash Advance$5.00 or 2.00% of the amount of cash advance whichever is greater
Lender’s ATM Fee$5.00
Foreign Transaction1% of each transaction in U.S. Dollars

Penalty Fees:

Late PaymentUp to $20.00
Return PaymentUp to $30.00

A Citizens First Bank Debit Mastercard goes beyond conventional checking. It doubles as an ATM card, allowing you access to cash from just about anywhere. You can also use it like a credit card, with funds withdrawn from your checking account.

Visit any of our branches to pick up an application.

Introducing the CardValet app for your debit card.

With the CardValet app you can protect yourself against fraud, track spending, turn off your debit card, and set up custom alerts from your mobile device. Save time and gain peace of mind knowing you can control your debit card anytime, anywhere. Download the CardValet app today from the App Store or Google Play.

A Citizens First Bank ATM card gives you complete access to your cash. You can also use your Citizens First Bank ATM card at virtually any ATM in the United States to make withdrawals.

Citizens First Bank ATMs are available 24 hours a day on the bank premises in Sparta and Trempealeau.

Visit any of our branches to pick up and application.

To report your CFB Credit Card lost or stolen Call 1-800-543-5073