Mobile App
Open Account
Online Banking
Cash Management
Cash Management (Soft Token Required) ACH Originators and Merchant Capture Deposits


Need a loan? We can help.

Come in and talk to a Citizens First Bank loan officer for friendly, local loan assistance. You will leave knowing you made the right decision for consolidating your debt or financing your car, boat, or home improvement.

A range of loan products include:

  • Personal and Installment Loans
  • Home Equity Loans
  • Recreation Loans
  • Home Improvement Loans

Construction Loans

Home construction is stressful enough. Finding the right loan shouldn’t add to the stress.

For a limited-time only, we are offering a 1.49% rate and 2.44% APR on construction loans.

For fast, friendly, local loan assistance, speak with one of our loan professionals at any of our six branches in Viroqua, Viola, Sparta, Trempealeau, Holmen, and Centerville.

Our lenders are ready to help. Stop in one of our branches today!

Rates quoted are intended to serve as guidelines. Final rate determined by property type, term, downpayment, and financing strength.

Call or stop by any of our locations with questions