Viroqua

Your Local Banking Partner in Viroqua

Nestled in the heart of Vernon County, Viroqua is a charming town known for its stunning rural landscape and vibrant local businesses. As one of Wisconsin’s first Main Street Cities, it is home to the annual Vernon County Fair, celebrating the best of agriculture and community spirit. Citizens First Bank is proud to serve Viroqua, providing personalized banking services to support the financial needs of our local residents, farmers, and businesses.

The city has a strong sense of community and serves as a hub for the surrounding agricultural area. It’s recognized for its support of sustainable farming practices, local food production, and organic farming, with farmers’ markets and co-ops playing a significant role in the local economy.

Our Services in Viroqua: Personalized for You

Whether you’re looking to start a new venture, manage your personal finances, or grow your farm, Citizens First Bank is here to help. We offer a full range of financial services with a deep understanding of the community’s unique needs. From savings and checking accounts to agricultural loans, mortgages, and business services, we are committed to helping you achieve your financial goals.

Personal Banking

We make managing your finances easy with flexible accounts and services that support you throughout life’s changes:

• Checking Accounts – We offer a variety of checking accounts, from Traditional Checking with no fees, to Premium and Platinum Checking that earn interest and reimburse ATM fees, to Money Market accounts with competitive interest rates.
• Savings Accounts – Save for emergencies, retirement, education, or that next adventure with options like traditional savings or high-yield accounts.
• Certificates of deposit
• Debit Cards – Access your money easily and securely with Citizens First Bank’s debit card, offering fraud protection and the ability to set up alerts for your peace of mind.
• Credit cards

Loans & Mortgages

We know that financing is often the key to unlocking life’s big milestones. Whether you’re purchasing a home, upgrading your equipment, or expanding your business, Citizens First Bank has the tools to help:

• Mortgage Loans – Our mortgage loans offer flexible terms and competitive rates to guide you through the home-buying process. Whether you’re a first-time homebuyer or looking to refinance, we provide expert support to make your dream home a reality.
• Auto Loans – From new and used vehicles to boat or RV loans, we offer affordable financing options that fit your budget.
• Personal Loans – Whether for home improvements, medical expenses, or unexpected life events, our personal loans offer flexible repayment options to meet your needs.

Agricultural Loans at Citizens First Bank

At Citizens First Bank, we understand the vital role agriculture plays in our community. That’s why we’re committed to supporting farmers and agricultural businesses with tailored financing solutions designed to meet your unique needs. Whether you’re looking to expand your operations, upgrade equipment, or manage seasonal cash flow, our agricultural loans offer competitive rates and flexible terms to help your farm thrive.

Our Agricultural Loan Options:

• Operating Loans: Cover everyday expenses like feed, seed, fertilizer, and labor to keep your farm running smoothly.
• Equipment Loans: Upgrade or replace essential machinery and equipment with affordable financing options.
• Livestock Loans: Invest in livestock purchases, breeding programs, or feed and care needs.
• Real Estate Loans: Expand your acreage or purchase farmland with flexible terms and local expertise.
• Lines of Credit: Maintain financial flexibility with a revolving line of credit for short-term needs or unexpected expenses.

Our experienced lending team takes the time to understand your goals and challenges, providing personalized guidance every step of the way. Whether you’re a seasoned farmer or just starting out, Citizens First Bank is here to help you grow.ns First Bank is here to help you grow.

Business Banking

As a proud supporter of local businesses, we provide banking solutions to help your company grow:

• Business Checking and Savings Accounts – Manage your business’s finances easily with accounts designed for your cash flow needs, and enjoy online and mobile banking for added convenience.
• Commercial Loans – We offer loans to help launch or expand your business, with competitive rates and flexible terms tailored to your goals.
• Lines of Credit – Flexible lines of credit help businesses manage cash flow and cover short-term expenses, ensuring your business stays adaptable.
• Credit Card

Your Viroqua Branch Staff

Visit Our Viroqua Location

Stop by the Viroqua branch to meet with our team and explore the variety of services we offer. We look forward to serving you.

FAQs for Viroqua Customers

Citizens First Bank: Your Community Partner in Viroqua

At Citizens First Bank, we’re committed to more than just transactions—we’re building relationships with the people who make Viroqua great. Whether you’re saving for the future, buying a home, growing your farm, or running a business, we’re here to help. Come experience the difference with community banking you can trust.