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October 6, 2022

Four Steps to Boost Your Banking Security

Four tips to secure your finances while online.

Online and mobile banking are convenient ways to manage finances, cutting down the time spent on a trip to the bank or ATM. Keep reading to learn how to most effectively protect yourself and your information while using these convenient banking features!

Two-factor authentication

Two-factor authentication is a great way to protect your account information. It works by requiring two “levels” of identification to receive access to your account. The first factor is your username and password. The second factor is commonly a temporary code or a link sent to your email or mobile device. Adding this additional step to access your account is a highly effective safety tool.

Keep your passwords secure

While many internal precautions are in place to keep your information safe while online banking, there are additional steps you can take to decrease the likelihood of your account being hacked. Changing your password frequently will make it harder for someone to determine your password. Strong passwords contain a mix of letters, numbers and symbols. The more complex it is, the safer it will be. You should also avoid using the same password for various accounts. A security breach on another platform could potentially leak that password with your other personal information.

Avoid public Wi-Fi

Public Wi-Fi is a common and convenient tool while on the go, but it is advised to only use Wi-Fi connections that you trust, especially when online banking. Try to exclusively use your cellular data or hotspot if you need to log in while you’re away from home. If you must rely on public Wi-Fi when online banking, consider using a VPN to keep your account safe.

Check in with your bank

If you are concerned about the security of your account, consider contacting your bank and asking about what security protocols they currently have in place. Citizens First Bank is also FDIC insured, meaning your account is federally protected against theft.

Online and mobile banking security is important to us here at Citizens First Bank. We work hard to make sure our customers are protected. If you have any questions on the security of your account, feel free to stop in, give us a call, or visit our website today.