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July 17, 2023

Simplifying Your Business Banking: Business Checking Accounts  

As a business owner, your time is a precious commodity, and you often have a lot of tasks on your plate. Managing your business’s finances and staying on top of your cash flow is critical to your success, but it can be time-consuming and stressful. 

At Citizens First Bank, we know that your time is valuable, which is why we offer an array of tailored business banking services to help simplify your finances. This includes our comprehensive business checking accounts. These are designed to fit the needs of businesses of all sizes. We’ll discuss the benefits of Citizens First Bank’s checking accounts and help you choose the right account for your business. 

Business Basic 

Our Business Basic checking account is an excellent option for small business owners who want a straightforward and flexible solution. With unlimited check writing, a business debit card, and online and mobile banking access, you’ll be able to manage your finances with ease. Electronic statement delivery and ACH, remote deposit capture, and wiring services will help you spend less time on banking and more time on your business. This checking account is perfect for small businesses that need to conduct simple transactions but want to avoid any complications. 

Business Checking 

Citizens First Bank’s Business Checking account is perfect for both small and large businesses, offering more options to fit your busy schedule. You’ll receive unlimited check writing, a debit card, and online, mobile, or mailed/electronic statements with check imaging for your records. Additionally, we offer ACH, remote deposit capture, and wiring services, allowing you to focus on building your business, not on banking. When you trust your money in a bank, you want to be sure it’s in an account that’s right for you. One that gives you the most for what you need. That’s exactly why Citizens First Bank offers a Now Account and Money Market Account that earns interest 

Overdraft Protection 

Citizens First Bank’s overdraft protection option grants you peace of mind that your account is safe from returned checks, an embarrassing situation that could damage a company’s reputation. This service automatically transfers funds to your checking account from your savings account to cover any overdrafts, saving your accounts from additional fees. 

Business Credit Cards  

Citizens First Bank offers the option of a credit card with various benefits to suit your business. This option helps you pay for unforeseen costs or seasonal expenses, keeping your business running smoothly without interrupting your cash flow. A credit card enables you to pay for everything from pencils to utilities with one convenient monthly bill.  

Some additional benefits include:  

  • Worldwide acceptance 
  • No annual fee 
  • Receipts and statements provide tax documentation 
  • Consolidated company statement 

At Citizens First Bank, we take pride in our commitment to providing our customers with the tools they need to run their businesses smoothly. Through our range of checking account options, overdraft protection, and credit card options, we make it easy for businesses to stay on top of their finances. In today’s modern marketplace, choosing a banking partner like Citizens First Bank translates into streamlined processes, enhanced efficiency, and superior customer service resulting in a successful and thriving business. So, let’s create a plan for your business. Get started today by visiting one of our six community branches to talk to an expert today or contact us to learn more about how we can help simplify your business banking. 


W25042 Hwy 54/35 
Centerville, WI 54661 
Phone: (608) 539-5900 


1757 Temte St. 
Holmen, WI 54636 
Phone: (608) 394-3340 


835 West Wisconsin St. 
Sparta, WI 54656 
Phone: (608) 269-2126 


24050 Third Street 
Trempealeau, WI 54661 
Phone: (608) 534-6335 


102 West Commercial St. 
Viola, WI 54664 
Phone: (608) 627-1491 


101 South Main St. 
Viroqua, WI 54665 
Phone: (608) 637-3133