December 17, 2021
Transfer to a four-year college after completing your general education courses, but make sure that the college you plan to attend will accept your credits from a community college.
The school bookstore isn’t your only stop for textbooks. Compare prices online for the best used textbook deals or rent books for even more savings. You may be able to download a less expensive electronic version to your computer but make sure you can still use the access code if you need it.
The cost of living can add up quickly. Compare the benefits of dorm living to off-campus living to see which will fit your budget and needs. If you live near your school the least expensive option can be to commute from home.
Find a part-time job through a campus work-study program or become a resident advisor to benefit from free housing, income, or reduced tuition. Another option is cooperative education programs that allow you to alternate between studying and working full time. This program is not based on financial need, and you can earn up to $7,000 per year.
The sooner you begin applying for scholarships, the better. Check with your school’s financial aid office to see if you meet the criteria for merit-based aid. These funds are available to students who qualify in certain academic areas, music, sports, clubs, or other campus activities.
Know all the conditions that go along with student loans and remember that they must be paid back with interest. The earlier you pay interest on your student loans, the less money you will spend in the long run. If there are student loan funds left over after you pay your college expenses, ask your school to return the funds to your lender.
Visit your local Citizens First Bank to find out how you can begin budgeting for your education today. The experienced team at Citizens First Bank can help you select the best strategy to save.