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Citizens First Bank financial blog offers helpful information on topics like saving, budgeting, loans, retirement, and lifestyle finances.

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What to Know About 401(k) and Social Security Changes This Year

What new 401(k) developments might mean for your retirement nest egg. Inflation and higher prices impact nearly everyone’s budgets, but especially seniors and retirees living on a fixed income. Learn what these significant changes happening to 401(k) and Social Security plans mean for your financial future. 401(k) contribution limits are increasing. The 401(k), 403(b) and […]

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5 Money Tips for Fresh Graduates

Adjusting to life after college can be difficult if you are not sure how to handle money wisely. Whether you have a part-time or full-time job, your salary may not be as high as you had hoped it would be. If you’re a recent college graduate or in the process of graduating, here are some tips on how to handle your financials as a job seeker or full-time employee.
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What to Know Before Buying Your First Home

Buying a home is a long-term commitment that requires a lot of research and investment. Before rushing into a big decision, make sure you know your options and what you need before making an offer. You don’t need to be a real-estate mogul to buy a home, but you do need to know a few key facts. If you are a first-time homebuyer, here are some things that would be helpful for you to know.
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