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Citizens First Bank financial blog offers helpful information on topics like saving, budgeting, loans, retirement, and lifestyle finances.


The 2023 Grain Market: Insights and Strategies 

In the blink of an eye, the ease of selling grain that characterized the early months of 2023 has transformed into a complex challenge for farmers across the nation. As trusted partners in your agricultural journey, Citizens First Bank understands the pressing concerns and uncertainties surrounding the current state of the grain market. We’ll explore […]

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3 Reasons Banking Local is Better

When looking to open a bank account, there are several things to consider to ensure you’re choosing the right place. Megabanks like Wells Fargo and Citigroup boast about their convenience and worldwide access, but when compared to local community banks, their benefits might not be as great as they might seem. Local banks generally provide the same essential services in addition to three things big banks can never beat.
Read More 3 Reasons Banking Local is Better

Balancing Your Digital Checkbook

As the world moves toward digital wallets and away from physical checks, you may find yourself unsure of how to spot and fix statement mistakes and track what you’re spending. The need to consistently reconcile your account hasn’t gone away. Overdraft fees and fraud still happen, but reporting mistakes is the account holder’s responsibility. Learn how to manage your account when you’ve gone digital.
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Budgeting for Your Lifestyle

Trying to fit your life within a budget can be frustrating. Most people think the traditional budgeting system works for everyone and if it isn’t working, you must be the problem. That simply isn’t true. Lifestyle needs and income types are all different and bring various requirements. If traditional budgeting hasn’t worked, try out this list and see which budgeting strategy works best for you. It may take some trial and error, but controlling your spending habits doesn’t have to be difficult.
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Five Ways to Stretch Your Paycheck

Your job may or may not be affected by coronavirus-related closures, but according to the American Payroll Association, more than 74 percent of American workers will experience financial difficulty if their paychecks are delayed by a week. For many, now more than ever, it is important to make the most of your paycheck.
Read More Five Ways to Stretch Your Paycheck
planning for a family pet

Financial Planning for a Pet

Whether you’re surprising the kids with a new puppy or adopting a local rescue, you’re not alone. According to the National Pet Owners Survey, 68 percent of households in the U.S. have a pet. But with food, veterinary visits and ongoing care and supplies, how much does it actually cost to get a pet?
Read More Financial Planning for a Pet

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