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Citizens First Bank financial blog offers helpful information on topics like saving, budgeting, loans, retirement, and lifestyle finances.


What to Know About 401(k) and Social Security Changes This Year

What new 401(k) developments might mean for your retirement nest egg. Inflation and higher prices impact nearly everyone’s budgets, but especially seniors and retirees living on a fixed income. Learn what these significant changes happening to 401(k) and Social Security plans mean for your financial future. 401(k) contribution limits are increasing. The 401(k), 403(b) and […]

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Who Can Get a VA Home Loan?

VA loans provide assistance to eligible veterans, service members, and their spouses so they can finance their homes with little to no money. These loans are not actually provided by the government, but they are guaranteed by the U.S. Department of Veteran Affairs.
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Spring into Savings

The spring season is a time of renewal and a good time to start fresh. That is why many people choose to do spring cleaning or start on projects that they have been putting off. Let’s take advantage of the season change and get rid of our winter blues with these saving accounts. Here are a few savings accounts we offer that allow you to earn interest while you save.
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5 Money Tips for Fresh Graduates

Adjusting to life after college can be difficult if you are not sure how to handle money wisely. Whether you have a part-time or full-time job, your salary may not be as high as you had hoped it would be. If you’re a recent college graduate or in the process of graduating, here are some tips on how to handle your financials as a job seeker or full-time employee.
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How to Save Money on Gas

For most families, gas expenses make up a large portion of their monthly budget with work commutes, school drop-offs, and getting the kids to and from activities and practices. Gas prices can also be unpredictable, so it’s not always a consistent expense. Learn ways to make your gas money go the distance.
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