Blog

Secure Your Accounts Before Scammers Strike

October is National Cybersecurity Awareness Month and Citizens First Bank is promoting the American Bankers Association’s #BanksNeverAskThat campaign to help educate consumers on phishing scams. Read on for tips to recognize phishing tactics and ways to secure your accounts.

How to Read Bank Statements and Why They Matter

Learn what to look for in bank statements for better control of your finances.

4 Ways Loans Can Help Farmers Grow

Farmers know that the expenses of running an agriculture business can be high and securing financing is essential for success. Agriculture loans are helpful for starting out in the industry, expanding operations, and ensuring stability.

3 Things to Keep in Mind When Applying for a Mortgage

Knowing all the factors that will qualify you for a mortgage can help your chances of securing your dream home. Here are three financial tips to be aware of before applying for a mortgage.

Financial Tips for College Students

You’ve received a loan and you’ve opened up a checking and savings account. But, you’re not quite sure how to manage your money through the school year. Here are a few tips to help you get started on money management.

Money Milestones for Every Decade

When it comes to financial comfort, it is important to have a plan. Your plan should fit your lifestyle as no one-shoe-fits-all outline. These milestones are just general guidelines and blanket advice that can help you get started if you are unsure of what kind of money goals to reach for in different ages of your life.

No posts

View of coins on both sides of a piggy bank wearing a graduation cap emphasizing the importance of understanding student loan basics by consulting Citizens First Bank

Student Loans 101: Understanding the Basics

Embarking on a journey towards higher education is an exciting and transformative experience for any adult. However, the financial aspect can often be overwhelming, especially when it comes to student loans. That’s why Citizens First Bank offers this guide.

Citizens First Bank Graphic designed to show a hand holding up money demonstrating that your loans are safe in the hands of Citizens First Bank.

How Does the Rising Interest Rate Affect My Finances?

In the world of personal finance, one factor that can significantly impact your financial situation is the ever-changing interest rate. But what is an interest rate? An interest rate is the quantity of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan that is outstanding. […]

Is Graduate School a Good Investment?

Keep this advice in mind if you are considering graduate school.

6 Ways to Reinvest Your Tax Refund.

Filing taxes is never fun, but receiving a tax refund is! After receiving a tax refund, you may be tempted to use it towards something you’ve had your eye on this past year—the latest gadget, a designer bag, or a new piece of furniture. But before deciding where the money goes, check out these six […]

How to Budget Grocery Store Spending

Know how to balance monthly spending on food and restaurants. Have you noticed higher food prices at the grocery store? According to the Bureau of Labor Statistics’ 2023 report on the Consumer Price Index, the price of groceries has jumped 12.4% since October 2021. It is important to make a conscious choice to budget the […]

Citizens First Bank Viroqua Wisconsin Addresses Concerns Amidst National Bank Runs

Citizens First Bank Viroqua Wisconsin (CFB) would like to address the concerns of its customers amidst the recent national bank events.

How to Teach Your Kids About Budgeting

Financial literacy is one of the most important skills to develop on the road to financial independence. The earlier kids are taught about the importance of budgeting, the better they will be set up for the future.

Four Reasons to Create a Financial Plan Today

A financial plan not only helps you determine your future financial goals, but it helps turn large goals and visions into smaller comprehensible objectives. Read on to learn what a financial plan can do for you.

How to Save Money While Traveling

Traveling is an amazing experience. Whether it’s around the globe or just across the state it can help create memories that last a lifetime. Unfortunately these memories can come at a major financial cost, but they don’t have to! Read on to learn how to save your money while traveling.

3 Tips to Help Avoid Extra Expenses

Student loans, rent payments, and monthly expenses; it can feel overwhelming to manage personal finances and save for future goals. You can start saving today by using free resources and tools to optimize your income.

What Every College Student Should Know About Saving

Unlike procrastinating on a paper, saving takes time and mindful planning. Incorporating saving early in life will not only boost the number in your bank account but also build financial confidence.

4 Affordable Ideas for Summer Fun

The summer months can be a difficult time to save money for many people, especially when each month seems to be full of endless activities, events, and gatherings. Knowing that summer is right around the corner is all the more reason to practice mindful spending and designate a budget for yourself.