Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

What is Investing and How Does It Work?

Take charge of your financial security, enhance your overall income, and meet your financial goals by learning about the benefits of investing.

How to Prepare for Common Financial Emergencies

Being financially secure is a common goal for most people. In our unpredictable world, financial emergencies happen more often than not—an unexpected medical bill, the loss of a job, a fender bender, or even a pet emergency. Regardless of the situation, these unplanned expenses can quickly add up. Here are some tips on how to be ready in advance.

Five Ways to Make Your Passion into a Career

5 Ways to Make Your Passion into a Career

Do you feel inspired to take your talents or a side gig to the next level? A startup or internet business might be the right fit for you. But is the risk of leaving your stable 9 to 5 job worth the reward of a new career you are passionate about? Read on to decide for yourself.

A Guide to Buying Energy-Efficient Appliances

An easy way to save money and to reduce your carbon footprint is to invest in energy-saving appliances for your home. Although energy-efficient appliances are more expensive up front, you can benefit from long-term energy savings, and have smarter features that can make your lifestyle more efficient.

5 Common Investing Mistakes to Avoid

Investing is an effective way to boost your financial security and build your wealth, but it isn’t an automatic financial advancement. By learning the don’ts of investing, you can focus on making mindful financial improvements.

3 New Year’s Money Resolutions

With the new year beginning, now is the time to review the financial decisions you’ve made during the past year. This provides an opportunity to reassess goals and build financial stability by creating new goals.

Protect Your Small Business Against Scams

Protect yourself, your business, employees, and customers from scams that threaten small businesses. Use these tips to train your employees and prevent scammers from taking advantage of your business before it happens.

4 Reasons to Start Your Own Business

There can be many reasons for someone to start their own company. Whether they aim to keep it small or dream big, it usually starts with plans of creating extra income and being your own boss. If you are exploring the idea of starting your own business, here are a few things to consider.

Managing Cash Flow for Your Small Business

Keeping a careful watch of how cash flows through your business can not only keep it alive, but also help you make a better profit.

Four Steps to Prevent Small Business Fraud

4 Steps to Prevent Small Business Fraud

Small businesses that don’t implement proper procedures to prevent fraud can potentially find themselves in trouble. Though everyone is at risk for fraud, small businesses can be at a higher risk due to lack of precautions and safeguards. With these few steps you can keep your small business safe.

Five Ways to Support Local Businesses During COVID-19

With shops, restaurants, and other businesses adjusting and reducing their hours or closing altogether in response to coronavirus, there are still ways to support them.

COVID 19 What Your Business Can Do Today

5 Things Businesses Can Do Now

Maximizing Your Tax Refund: Strategies and Tips

Tax season is in full swing, and for many people, that means one thing: tax refunds. If you’re expecting a refund this year, you’re probably already thinking about how you can make the most of it. Fortunately, Citizens First Bank is here to help you strategically plan and budget after receiving your tax refund. Strategic […]

The Importance of Financial Literacy: Your Guide to Smart Banking

Financial literacy is more than just understanding numbers; it’s about mastering essential concepts that empower individuals to make informed decisions about their money. At Citizens First Bank, we believe that financial education is key to financial well-being. That’s why we’re committed to providing our customers with the knowledge and tools they need to navigate their […]

UPCOMING CHANGES TO BILL PAY AND MOBILE BANKING

CFB Customer, We greatly appreciate the opportunity to provide you with a customer-centered, personal banking experience. We have not typically provided information in this manner, but after some additional research, we have found that this is a beneficial way to notify our electronic banking customers. This notice is being provided to you as we are […]

Building Wealth Gradually

In the fast-paced world of finance, where trends and markets can change in an instant, Citizens First Bank stands out for its steadfast commitment to a slow and steady approach to building wealth. In this blog, we’ll explore the power of patience and consistent saving, highlighting how Citizens First Bank’s philosophy aligns with the principles […]

A house with bushes around it, a window, a chimney, and a door.

Love Your Home: Mortgage and Homeownership Tips

At Citizens First Bank, we understand that buying a home is a significant milestone, and we are here to guide you every step of the way. Whether you are a first-time buyer or looking to upgrade your living space, our commitment is to make the homebuying journey easy for you. We’ll share some essential mortgage […]

Investment Options: Investing in Tomorrow with Citizens First Bank

At Citizens First Bank, we recognize that navigating the realm of investments might seem a bit daunting. Rest assured, we’re here to accompany you on this journey with a welcoming embrace! Let’s dive into some of our Citizens First Bank investment options! Why Invest with Citizens First Bank? At Citizens First Bank, we genuinely care about […]

Two farmers celebrating the loan they got from Citizens First Bank.

Navigating FSA Loans

Are you a farmer or aspiring agricultural entrepreneur with dreams of growth and prosperity? At Citizens First Bank (CFB), we understand the unique financial needs of the agricultural community. We’re here to guide you through the process of securing the right loans for your goals. In this comprehensive guide, we’ll take you through the steps […]

Two young adults. One holding flowers, the other happily surprised. They are both working to achieve financial happiness.

Navigating Your Financial Future: Essential Money Tips

As a young professional, you’re embarking on an exciting journey, full of opportunities and challenges. Managing your money effectively is crucial to achieving your financial goals and securing a successful future. At Citizens First Bank, we’re committed to helping you make informed financial decisions and thrive financially. Let’s take a look at essential money management […]

A Practical Guide to Managing Your First Paycheck

Congratulations, young adults! You’ve just received your first paycheck, and with it comes financial independence. While the temptation to splurge on the latest gadgets or newest fashion trends may be strong, at Citizens First Bank we believe that it’s essential to lay the groundwork for responsible money management. In this guide, we’ll provide you with […]

A hand scrolling on their phone displaying an image of money. Showing money management.

Managing Your First Checking Account Like a Pro

Congratulations! You’ve taken the first step towards financial independence by opening your first checking account. Managing your money wisely is a crucial skill, and your checking account is the cornerstone of your financial journey. At Citizens First Bank, we understand the importance of opening your first account. That’s why we’ve offered our knowledge to guide […]

Back to School: Money Management Tips

At Citizens First Bank, we know that the back-to-school season is an exciting time for students and parents alike. As the summer break comes to an end, it’s essential to not only prepare for the academic challenges ahead but also to ensure that your financial well-being is in check. Whether you’re a student heading off […]

Building a Strong Foundation: Financial Literacy for Kids

In a world where financial decisions play a crucial role in every aspect of our lives, teaching children about money management from an early age is an essential investment in their future. At Citizens First Bank, we are committed to empowering the next generation. We understand the importance of equipping kids with the knowledge and […]

How to Open an IRA

Preparing for retirement can be scary. With all the new vocabulary and unfamiliar acronyms, it’s hard to know where to start. An Individual Retirement Account (IRA) can be an easy first step to preparing for retirement and planning for your financial future.

Blog

Featured

Show Your Savings Some Love: Tips for Growing Your Account and Watching It Bloom

What’s New

Understanding Credit Scores: Tips to Improve Yours This Year

Building Your Emergency Fund: Why It’s a Must in 2025

Year-End Financial Checklist: How to Close Out 2024 on a High Note

Search by Topic Below