Blog

Four Steps to Boost Your Banking Security

Online and mobile banking are convenient ways to manage finances, cutting down the time spent on a trip to the bank or ATM. Keep reading to learn how to most effectively protect yourself and your information while using these convenient banking features!

4 Side Hustles to Have While Working Full Time

Having a little extra cash or a secondary source of income is never a bad thing! If you have the time and capacity, picking up a side hustle may be something to consider. Here are a couple ways to make some extra money while still working a full-time job.

4 Smart Ways to Use the Cash Back from Your Credit Card

Cash-back credit cards are one of the most popular types of cards out there. They are an awesome way to save money and help you take control of your finances. Here are some helpful tips to ensure you are using your cash-back card to its fullest potential.

3 Questions to Ask Before Choosing a Credit Card

Finding a credit card to fit your needs can be intimidating. Before applying, ask yourself the following questions to ensure it is the right fit for you.

What is Investing and How Does It Work?

Take charge of your financial security, enhance your overall income, and meet your financial goals by learning about the benefits of investing.

How to Prepare for Common Financial Emergencies

Being financially secure is a common goal for most people. In our unpredictable world, financial emergencies happen more often than not—an unexpected medical bill, the loss of a job, a fender bender, or even a pet emergency. Regardless of the situation, these unplanned expenses can quickly add up. Here are some tips on how to be ready in advance.

Simplifying Your Business Banking: Business Checking Accounts

As a business owner, your time is a precious commodity, and you often have a lot of tasks on your plate. Managing your business’s finances and staying on top of your cash flow is critical to your success, but it can be time-consuming and stressful. At Citizens First Bank, we know that your time is […]

Two orchardists smiling with their operation in the background demonstrating how Citizens First Bank supports agricultural growth within the community.

Building Stronger Communities: The Role of Local Banks in Supporting Agricultural Growth

In today’s fast-paced world, it’s important not to forget our roots and the industries that have shaped our communities for generations. Agriculture plays a vital role in our society, providing us with food, jobs, and a connection to the land. With that being said, it’s no wonder that local banks have emerged as strong pillars […]

How to Get Funding for Your Small Business

Most businesses require tools, facilities, and ongoing expenses to get work done. Here are some ways to secure funding to get your small business started and stay successful.

What to Consider Before Selling Your Business

Sometimes, business owners reach a point when they are ready to move on from their businesses. While some are ready to cash in and retire, others are simply looking for a career change.

Protect Your Small Business Against Scams

Protect yourself, your business, employees, and customers from scams that threaten small businesses. Use these tips to train your employees and prevent scammers from taking advantage of your business before it happens.

4 Reasons to Start Your Own Business

There can be many reasons for someone to start their own company. Whether they aim to keep it small or dream big, it usually starts with plans of creating extra income and being your own boss. If you are exploring the idea of starting your own business, here are a few things to consider.

Phone with warning symbol to demonstrate the importance of protecting your checking account from online threats.

Cybersecurity Month: Protecting Your Account from Online Threats

In today’s digital age, online banking has become an integral part of our lives. It offers convenience, efficiency, and accessibility, allowing us to manage our finances from the comfort of our homes or on the go. However, with the convenience of online banking comes the risk of cyber threats. October is National Cybersecurity Month, making […]

Two young adults. One holding flowers, the other happily surprised. They are both working to achieve financial happiness.

Navigating Your Financial Future: Essential Money Tips

As a young professional, you’re embarking on an exciting journey, full of opportunities and challenges. Managing your money effectively is crucial to achieving your financial goals and securing a successful future. At Citizens First Bank, we’re committed to helping you make informed financial decisions and thrive financially. Let’s take a look at essential money management […]

A Practical Guide to Managing Your First Paycheck

Congratulations, young adults! You’ve just received your first paycheck, and with it comes financial independence. While the temptation to splurge on the latest gadgets or newest fashion trends may be strong, at Citizens First Bank we believe that it’s essential to lay the groundwork for responsible money management. In this guide, we’ll provide you with […]

A hand scrolling on their phone displaying an image of money. Showing money management.

Managing Your First Checking Account Like a Pro

Congratulations! You’ve taken the first step towards financial independence by opening your first checking account. Managing your money wisely is a crucial skill, and your checking account is the cornerstone of your financial journey. At Citizens First Bank, we understand the importance of opening your first account. That’s why we’ve offered our knowledge to guide […]

Stick figure holding up a pink piggy bank to symbolize a safe place to store your money and why you should open a checking account.

Banking Basics 101: How to Open Your First Checking Account

Managing your finances effectively is a crucial life skill, and one of the first steps toward achieving financial independence is opening your first checking account. A checking account serves as the foundation for your everyday banking needs, enabling you to deposit and withdraw money, pay bills, and manage your everyday expenses. If you’re looking to […]

Building a Strong Foundation: Financial Literacy for Kids

In a world where financial decisions play a crucial role in every aspect of our lives, teaching children about money management from an early age is an essential investment in their future. At Citizens First Bank, we are committed to empowering the next generation. We understand the importance of equipping kids with the knowledge and […]

Navigating Family Finances: A Guide to Smart Spending

At Citizens First Bank, we firmly believe that building a strong financial foundation is a vital part of ensuring a happy and secure family life. We understand that managing a family’s finances can be a challenging task, which is why we’re excited to share some valuable insights on how to make the most of your […]

Financial Planning Tips for Your Growing Family: Securing a Bright Future with Citizens First Bank

Expanding your family, whether it’s your first child or not, is a significant life event that comes with substantial expenses. From medical bills to childcare costs, there are numerous financial considerations to take into account. At Citizens First Bank, we understand the importance of managing your finances effectively as a growing family. In this blog […]

Vast open field, stretching towards the horizon demonstrating the importance of sustainable farming and the opportunity for agricultural loans at Citizens First Bank.

Sustainable Farming: How Agricultural Loans Can Support Eco-Friendly Practices

In recent years, there has been a growing global concern about the environmental impact of traditional farming practices. From soil degradation and water pollution to greenhouse gas emissions, conventional agriculture has taken a toll on the planet. However, there is a ray of hope in the form of sustainable farming, which gives hope to help […]

Is Graduate School a Good Investment?

Keep this advice in mind if you are considering graduate school.

4 Easy Ways to Save Money Each Week

Use these saving strategies to cut down on your weekly spending. Do you ever feel like no matter how hard you try, it seems almost impossible to save money? You do your best to budget, but unexpected expenses always seem to come up. Budgeting your money can seem stressful at first, but with the right […]

4 Easy Ways to Save Money Each Week

Use these saving strategies to cut down on your weekly spending.

3 Retirement Concerns to Consider

The road to retirement is different for everyone. To make a smooth transition from your career to enjoy the next phase of life, planning for your lifestyle and needs ahead of time is important.

Will Your Retirement Savings Be Enough?

When it comes to retirement, it’s never too early to start estimating and preparing for future expenses. Consider the following advice to help determine whether your retirement plan is on the right track.

3 Things to Know Before Starting a 401(k)

It is never too early to start planning for retirement, especially since the trend towards longer life expectancies is increasing the average retirement age past 65. If your employer is offering a 401(k) plan, consider taking advantage of it. However, to get the most out of a 401(k), research the plan that fits your needs the best.

Strategies for Earning Passive Income During Retirement

Passive income is generated by your investments, businesses, and side hustles. Adding streams of passive income is a great way of diversifying your investments. Read on to explore new options for additional income during retirement.

Pros and Cons of Early Retirement

It is not uncommon for people to dream about retiring early. The thought of having free time, leaving the workforce, and being financially independent is very appealing. Retiring early can mean living wherever you want and doing whatever you want. Here are a few pros and cons to early retirement.

When is the Right Time to Retire?

It can be difficult to decide on the right time to retire. With COVID-19 causing financial havoc to our work lives and financial markets, is retirement still possible? Here are a few things to keep in mind when you are preparing for retirement.

Featured

The 2023 Grain Market: Insights and Strategies

What’s New

Back to School: Money Management Tips

What to Know About 401(k) and Social Security Changes This Year

How to Protect Your Kids from Fraud

Search by Topic Below

Four Steps to Boost Your Banking Security

4 Side Hustles to Have While Working Full Time

4 Smart Ways to Use the Cash Back from Your Credit Card

3 Questions to Ask Before Choosing a Credit Card

What is Investing and How Does It Work?

How to Prepare for Common Financial Emergencies

Simplifying Your Business Banking: Business Checking Accounts

Building Stronger Communities: The Role of Local Banks in Supporting Agricultural Growth

How to Get Funding for Your Small Business

What to Consider Before Selling Your Business

Protect Your Small Business Against Scams

4 Reasons to Start Your Own Business

Cybersecurity Month: Protecting Your Account from Online Threats

Navigating Your Financial Future: Essential Money Tips

A Practical Guide to Managing Your First Paycheck

Managing Your First Checking Account Like a Pro

Banking Basics 101: How to Open Your First Checking Account

Building a Strong Foundation: Financial Literacy for Kids

Navigating Family Finances: A Guide to Smart Spending

Financial Planning Tips for Your Growing Family: Securing a Bright Future with Citizens First Bank

Sustainable Farming: How Agricultural Loans Can Support Eco-Friendly Practices

Is Graduate School a Good Investment?

4 Easy Ways to Save Money Each Week

4 Easy Ways to Save Money Each Week

3 Retirement Concerns to Consider

Will Your Retirement Savings Be Enough?

3 Things to Know Before Starting a 401(k)

Strategies for Earning Passive Income During Retirement

Pros and Cons of Early Retirement

When is the Right Time to Retire?