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Savings Bonds

Bonds are a safe, easy investment with tax benefits:

  • Can be replaced if lost, stolen or destroyed
  • Can be cashed as early as twelve months after purchase
  • Interest added monthly
  • Cost is half of the face value of the bond


The United States Treasury has suspended selling bonds over the counter at Financial Institutions.  To purchase a bond now you must do it directly through the U.S. Treasury.  The website to purchase a new bond is

If you have questions on the new process please contact your local Citizens First Bank branch for help.