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| Certificate term |
Interest
Compounded |
Minimum To Open |
Minimum to Earn Stated APY |
Interest Rate |
Annual Percentage Yield |
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|
|
|
| 91 Day |
At Maturity |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
|
|
|
|
|
|
| 182 day |
At Maturity |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
|
|
$10,000.00 |
$10,000.00 |
0.90% |
0.90% |
|
|
|
|
|
|
| 12 Month |
Quarterly |
$500.00 |
$500.00 |
0.80% |
0.80% |
|
|
$10,000.00 |
$10,000.00 |
1.25% |
1.26% |
|
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|
|
|
#VALUE! |
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|
| 18 Month |
Quarterly |
$500.00 |
$500.00 |
1.00% |
1.00% |
|
|
$10,000.00 |
$10,000.00 |
1.70% |
1.71% |
|
|
|
|
|
|
| 24 Month |
Quarterly |
$500.00 |
$500.00 |
1.25% |
1.26% |
| |
|
$10,000.00 |
$10,000.00 |
1.90% |
1.91% |
|
|
|
|
|
|
| 30 Month |
Quarterly |
$500.00 |
$500.00 |
1.60% |
1.61% |
|
|
$10,000.00 |
$10,000.00 |
2.00% |
2.01% |
|
|
|
|
|
|
| 36 Month |
Quarterly |
$500.00 |
$500.00 |
1.70% |
1.71% |
|
|
$10,000.00 |
$10,000.00 |
2.20% |
2.22% |
|
|
|
|
|
|
| 36 Month Step Up |
Quarterly |
$10,000.00 |
$10,000.00 |
2.00% |
2.02% |
|
|
|
|
|
|
| 48 Month |
Quarterly |
$500.00 |
$500.00 |
1.80% |
1.81% |
|
|
$10,000.00 |
$10,000.00 |
2.30% |
2.32% |
|
|
|
|
|
|
| ** Variable IRA &
Roth IRA |
Monthly |
$5.00 |
$100.00 |
1.95% |
1.97% |
| Fixed IRA & Roth IRA |
Quarterly |
$500.00 |
$500.00 |
see CD rates and terms |
|
| Education IRA |
|
$100.00 |
$100.00 |
1.95% |
1.97% |
|
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|
|
|
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| |
Interest
Compounded |
Minimum To Open |
Minimum to Earn Stated APY |
Interest Rate |
Annual Percentage Yield |
|
|
|
|
|
|
| *Savings |
Monthly |
$0.00 |
$0.01 |
0.30% |
0.30% |
| *Savings |
Monthly |
$0.00 |
$10,000.00 |
0.50% |
0.50% |
| *Kids Club |
Monthly |
$0.00 |
$0.01 |
0.30% |
0.30% |
| *Now Account |
Monthly |
$500.00 |
$0.01 |
0.25% |
0.25% |
|
|
|
|
|
|
| *Money Market |
Monthly |
$1,000.00 |
.01-999.00 |
0.35% |
0.35% |
|
Monthly |
$1,000.00 |
1000-9999 |
0.65% |
0.65% |
|
Monthly |
$10,000.00 |
10000-34999 |
0.85% |
0.85% |
|
Monthly |
$35,000.00 |
35000-79999 |
1.05% |
1.06% |
|
Monthly |
$80,000.00 |
80000 & OVER |
1.20% |
1.21% |
|
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| Additional
disclosures are available to explain the calculation of APY. A penalty may be imposed for early
withdrawal on certificates & IRA's. |
| Further information is available upon request |
| *Rates are subject to change after account opened & fees may
reduce earnings |
|
** Rates are subject to change after account opened. |
|
| *MEMBER OF THE
FEDERAL DEPOSIT INSURANCE CORPORATION |
| VIROQUA
TREMPEALEAU SPARTA VIOLA CENTERVILLE |
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| RATES EFFECTIVE June 28, 2010 |
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