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| Certificate term |
Interest
Compounded |
Minimum To Open |
Minimum to Earn Stated APY |
Interest Rate |
Annual Percentage Yield |
|
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|
|
|
|
| 91 Day |
At Maturity |
$1,000.00 |
$1,000.00 |
2.20% |
2.21% |
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|
|
| 182 day |
At Maturity |
$1,000.00 |
$1,000.00 |
2.20% |
2.21% |
|
|
$10,000.00 |
$10,000.00 |
2.40% |
2.41% |
|
|
|
|
|
|
| 9 month special |
At Maturity |
$5,000.00 |
$5,000.00 |
2.90% |
2.90% |
|
|
|
|
|
|
| 12 Month |
Quarterly |
$500.00 |
$500.00 |
2.35% |
2.37% |
|
|
$10,000.00 |
$10,000.00 |
2.70% |
2.72% |
|
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|
|
|
#VALUE! |
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|
| 18 Month |
Quarterly |
$500.00 |
$500.00 |
2.40% |
2.42% |
|
|
$10,000.00 |
$10,000.00 |
2.80% |
2.82% |
|
|
|
|
|
|
| 19 Month Special |
Semi - Annual |
$5,000.00 |
$5,000.00 |
3.15% |
3.17% |
|
|
|
|
|
|
| 24 Month |
Quarterly |
$500.00 |
$500.00 |
2.60% |
2.62% |
| |
|
$10,000.00 |
$10,000.00 |
3.00% |
3.03% |
|
|
|
|
|
|
| 27 Month Special |
Semi-Annual |
$5,000.00 |
$5,000.00 |
3.30% |
3.33% |
|
|
|
|
|
|
| 30 Month |
Quarterly |
$500.00 |
$500.00 |
2.75% |
2.78% |
|
|
$10,000.00 |
$10,000.00 |
3.10% |
3.13% |
|
|
|
|
|
|
| 36 Month |
Quarterly |
$500.00 |
$500.00 |
2.85% |
2.88% |
|
|
$10,000.00 |
$10,000.00 |
3.20% |
3.24% |
|
|
|
|
|
|
| 36 Month Step Up |
Quarterly |
$10,000.00 |
$10,000.00 |
3.15% |
3.19% |
|
|
|
|
|
|
| 48 Month |
Quarterly |
$500.00 |
$500.00 |
2.90% |
2.93% |
|
|
$10,000.00 |
$10,000.00 |
3.30% |
3.34% |
|
|
|
|
|
|
| ** Variable IRA &
Roth IRA |
Monthly |
$5.00 |
$100.00 |
3.15% |
3.19% |
| Fixed IRA & Roth IRA |
Quarterly |
$500.00 |
$500.00 |
see CD rates and terms |
|
| Education IRA |
|
$100.00 |
$100.00 |
3.15% |
3.19% |
|
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|
|
|
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| |
Interest
Compounded |
Minimum To Open |
Minimum to Earn Stated APY |
Interest Rate |
Annual Percentage Yield |
|
|
|
|
|
|
| *Savings |
Monthly |
$0.00 |
$0.01 |
0.40% |
0.40% |
| *Savings |
Monthly |
$0.00 |
$10,000.00 |
0.65% |
0.65% |
| *Kids Club |
Monthly |
$0.00 |
$0.01 |
0.40% |
0.40% |
| *Now Account |
Monthly |
$500.00 |
$0.01 |
0.30% |
0.30% |
|
|
|
|
|
|
| *Money Market |
Monthly |
$1,000.00 |
.01-999.00 |
0.65% |
0.65% |
|
Monthly |
$1,000.00 |
1000-9999 |
1.20% |
1.20% |
|
Monthly |
$10,000.00 |
10000-34999 |
1.40% |
1.41% |
|
Monthly |
$35,000.00 |
35000-79999 |
1.90% |
1.91% |
|
Monthly |
$80,000.00 |
80000 & OVER |
2.10% |
2.11% |
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| Additional
disclosures are available to explain the calculation of APY. A penalty may be imposed for early
withdrawal on certificates & IRA's. |
| Further information is available upon request |
| *Rates are subject to change after account opened & fees may
reduce earnings |
|
** Rates are subject to change after account opened. |
|
| *MEMBER OF THE
FEDERAL DEPOSIT INSURANCE CORPORATION |
| VIROQUA
TREMPEALEAU SPARTA VIOLA CENTERVILLE |
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| RATES EFFECTIVE June 2, 2008 |
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