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Savings Accounts
Put it away for a rainy day … or for a shiny new car. We’ve got an account to help you get there.
Passbook Statement Savings
- $100 minimum opening balance
- $1 fee if balance drops below $100 unless customer is under 18
- 6 transfers per month - $1 fee for each w/d thereafter, unless daily balance is $150 or more
- Unlimited transfers per month between accounts of the same depositor
- Unlimited W/D per month if done in person, by messenger, by mail, at an ATM or by telephone with check mailed to account holder.
- If the account balance falls below $0 a $21.00 fee will be charged.
We reserve the right to require seven days notice of intent to withdraw.
Christmas Club
Complete your Christmas list with a little extra gift from Citizens First Bank.
- $5 minimum opening balance
- Make all 49 payments and we make the 50th payment
- Checks issued annually, the first week of November
- If withdrawals are made before checks are issued, we will not make the 50th payment.
Checks will be issued - 10/15/2009
We reserve the right to require seven days notice of intent to withdraw.
Checks will be issued annually, the week of October 15th
Kids Club
Teach your children the value of saving with this program from Citizens First Bank.
- Special savings (and fun extras!) for children
- No minimum balance required
- No monthly maintenance fee
Savings Bonds
They aren’t your grandmother’s savings plan anymore. Bonds continue to grow in popularity as a safe, easy investment with tax benefits.
- Can be replaced if lost, stolen or destroyed
- Can be cashed as early as 6 months after purchase
- Interest added monthly
- Cost is half of the face value of the bond
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