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Citizens First Bank
Citizens First Bank
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Personal Checking Accounts

We’ve got an account that fits your needs, and your lifestyle. Take your pick.

Basic Checking

It’s all the checking you need.

  • No minimum balance
  • No monthly maintenance fee
  • Check safekeeping
  • Monthly statement

First Checking

Watch where your money is going with check imaging.

  • $50 minimum opening balance
  • No minimum daily balance
  • Monthly maintenance fee of $5 for check images
  • Maintenance fee is waived for seniors (age 62+), churches and nonprofit organizations.

Now Accounts

Earn a return on your checking account!

  • $500 minimum opening balance
  • $500 minimum daily balance to obtain the stated APY on the rate sheets
  • $7.50 maintenance fee if balance drops below $500

Money Market Deposit

Get a bigger return with a money market checking account.

  • $1,000 minimum balance
  • Maximum of 6 withdrawals per month, of which 3 are payable to a third party
  • $10 fee and APY rate reduction if balance drops below $1,000
  • Unlimited transfers between accounts and transactions completed in person
  • Free personalized checks

Citizens First Bank

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Citizens First Bank
Citizens First Bank