A great opportunity to save and enjoy tax advantages at the
same time:
- Variable
IRAs and IRA CDs available
- $5
minimum opening balance for variable IRA
- Competitive
rates maintained and posted in our bank lobbies, as well as our drive-ups,
walk-ups and here on our
website
- IRA
earnings are tax deferred until withdrawn
ROTH, Education and Simple
IRAs are also available upon request
Individual Retirement Account Rates
| Type |
Interest Compounded |
Minimum To Open |
Minimum to Earn Stated APY |
Interest Rate |
Annual Percentage Yield |
|
Additional disclosures are available to explain the calculation of Annual Percentage Yield (APY). At our discretion we may change the interest rate on your account at any time. Interest is compounded and credited monthly. Fees may reduce earnings. Rates effective as of January 23, 2013 |
|
Variable IRA & Roth IRA |
Monthly |
$5.00 |
$100.00 |
0.75% |
0.75% |
|
Fixed IRA & Roth IRA |
Quarterly |
$500.00 |
$500.00 |
**see CD rates and terms |
**see CD rates and terms |
|
Education IRA |
Quarterly |
$100.00 |
$100.00 |
1.00% |
1.00% |
