The Citizens' Blog

As I sit here waiting for my younger, and much more mature sister to give birth to her first child, I think about their future, and I can’t help think about the future of my working years and the working years of CFB customers.

The Federal Deposit Insurance Corporation (FDIC) is calling upon consumers during America Saves Week to build savings by taking advantage of ways to automatically save money, reduce debt and build wealth.

As 2011 starts there are new beginnings and goals for us to achieve. Attending college is among these goals for many people.  Saving for college and the expenses that are associated with attending a college is another matter.  It is important to realize what a college education costs and the benefit of having some or all of college paid for can do for a college graduate.

With interest rates on mortgage loans reaching near-record lows, a lot of our customers have been asking us questions. Should I refinance? How will my payment change? How much will this cost? These are all really important questions.

Generally, the rule-of-thumb is you should consider refinancing if you decrease your mortgage interest rate by...