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Switch Kit

These 6 easy steps make switching a breeze.

Step 1: Download the following easy-to-use New Customer Application form (pdf) and fill it out.

 

Step 2: Come in and open your new Citizens First Bank accounts.

Once you’ve completed the New Customer Application form, come in and open your new account. Be sure to bring in two (2) forms of ID (one must be a picture ID) It should only take about 15 minutes and you’ll have made the switch.

 

Step 3: Stop using your old accounts.

Stop using your old accounts, however, leave them active long enough to allow outstanding checks and automatic withdrawals to clear. This can take several weeks.

 

Step 4: Move direct deposits to your new account.

You will want to inform companies who make direct deposits on your behalf to use your new account. These can include:

  • Your employer
  • The company that handles your retirement or pension payments
  • The Social Security Administration

Use the Change Direct Deposit form to notify these companies of the change. Print one form for each direct deposit, fill it out and mail it to the company making the deposit.

 

Step 5: Transfer any automatic payments and debits to your new account.

Notify any companies to which you make automatic payments. These can include:

  • Mortgage company
  • Insurance companies (homeowners, auto, life)
  • Utility companies (gas, electric, water)
  • Telephone/cell phone company
  • Cable company

Use the Change Automatic Withdrawal form to notify these companies of the change. Print one form for each automatic withdrawal, fill it out and mail it to the company making the withdrawal.

 

Step 6: Close your previous account.

Use the Close Account form to send a written request to your previous bank to close your account. If you have a balance after your checks and automatic withdrawals clear, your previous bank will send you a check for the remaining balance.

When you’re sure your old account is inactive, destroy all your old checks, ATM/debit cards and deposit slips.


Questions:

If you have any questions while filling out your Switch Kit forms, please don’t hesitate to contact us for help. 

 

Thank you for switching to Citizens First Bank.

 

* To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality is Citizens First Bank’s pledge to you.