Business Loans

Ways We Can Help

We offer a variety of business banking loan products. We can help you finance promising new equipment, vehicles, real estate, expansions or acquisition, and solve temporary cash flow or working capital issues.

• Revolving and nonrevolving lines of credit
• Single pay notes
• Term loans
• Real estate construction loans
• Permanent real estate loans
• Lines of credit
• Floorplan lines of credit

Small Business Administration Loans

Citizens First Bank offers competitive rates on Small Business Administration loans for business expansions, improvements & investments.

Since its founding in 1953, the U.S. Small Business Administration (SBA) has delivered loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses. Under the SBA guaranty concept, commercial lenders make and administer the loans. The SBA guaranty assures the lender that in the event the borrower does not repay their obligation and a payment default occurs, the government will reimburse the lender for its loss, up to the percentage of SBA's guaranty. Under this program, the borrower remains obligated for the full amount due. SBA has been assisting businesses with their financing needs since 1953. To find out more, give us a call, or visit the SBA Web site at www.sba.gov.

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