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Checking Accounts

We have checking accounts to fit your needs and lifestyle. Choose the one that is right for you. Any questions? Just ask

To figure out your FDIC insurance limits click here.

Checking Accounts
Account Type Minimum to Open Minimum Balance Monthly Service Charge ATM Cash Withdrawl Limit Debit Card Transaction Limits Free ATM Access Annual Percentage Yield

Additional disclosures are available to explain the calculation of Annual Percentage Yield (APY).

At our discretion we may change the interest rate on your account at any time.

Interest is compounded and credited monthly.

Fees may reduce earnings.

 * Service charge waived by signing up for internet statements

Rates effective as of January 1, 2014


Basic Checking $100.00 $0.00 $3.00* $200.00 $1,000.00 Yes
First Checking $100.00 $0.00 $8.00* $200.00 $1,000.00 Yes
NOW Accounts $500.00 $500.00 minimum daily balance to receive stated APY $10.00 fee if balance falls below $500.00 $200.00 $1,000.00 Yes 0.10%
Money Market Deposit $1,000.00 $1,000.00 $15 fee if balance falls below $1,000.00 $200.00 $1,000.00 Yes 0.10%-0.45%