Mortgage Application

Your home is where family and dreams grow. It’s also one of the largest purchases you will make in your lifetime. We can help you navigate the mortgage process to get you into the home you desire. Get started online today! Just 20 minutes can put you on the road to home ownership.

We’re here for you if you have any questions. Contact us at our Viroqua Office, 608-637-3133, at our Sparta office, 608-269-2126 or our Trempealeau/Centerville Offices, 608-539-5900.

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We’re a community bank with the best interests of our community and citizens in mind. We make quick local loan-making decisions and approvals on the financing you need for auto, farm, business, and more. Stop by any of our five branches to talk to a loan professional about your financing needs.

Let’s get started now! Click the area of financing you need below.






You want convenient, easy access to your money anytime, anywhere. That’s what our checking account options give you.

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Our Locations

Through strong and lasting relationships with our customers - whom we are proud to call our friends and neighbors - we commit to building solid personal, business, and community foundations. With these solid foundations, we all grow.

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A plant needs a foundation of soil, sunshine, and water to grow and flourish. Your money and your financial future can grow with the expertise, services, and tools available at Citizens First Bank. We can help you transplant your accounts quickly and easily.